http://www.stltoday.com/stltoday/business/stories.nsf/story/A5CD589663E43038862576E500129481?OpenDocument
It is interesting to me that someone would be willing to sacrifice their home to make sure that their credit cards are paid current...??
Priorities MUST be - Food, Clothing, Shelter and Transportation! We recently had a lady lean across the table from us, look us in the eye and say, "I don't care if they take our home away, but don't you let them touch my cell phone!" She was serious! Her cell phone was more important to her than making sure that her family had a roof over their heads. PRIORITIES!
From our experience with clients, this may also be a result of trying to handle collector telephone calls. Credit Card Companies are ruthless with their collection efforts and put a tremendous amount of pressure and guilt on families to make payments. Mortgage companies are not as vicious! Do not allow a collector to establish financial priorities for your family!
Even when your family is having financial difficulties, it is so important to have a plan in place - a working budget! Stay within your budget and make sure that collectors (or any other outside influences) do not change your family priorities!
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